Sunday, May 26, 2013

Saving Money Panic

Thanks to Roman May

I’ve recently come really concerned about saving money. I know it sounds silly but when my son was born last year I immediately started panicking about whether or not we’d have enough money to send him to college one day. I realize that’s decades away but there’s something to be said for planning ahead! I went to to look into cheaper energy companies and I talked to the bank about refinancing our mortgage. I also started selling some of our old stuff on Ebay to make some extra cash and then I began cooking more meals at home to save money there, too. We used to go out to eat far too much – we’ve all lost a little weight and I know we’re saving money! It’s nice to feel like I’m finally in control over our finances and they’re not just worrying me all the time. I was at a point where I was staying up nights worried about how low our savings account was but you know, there comes a time in everyone’s life when you just have to let go. My husband and I started talking about having a second baby and I knew when that happened I was going to have to let go even more. I can’t go through life being scared of my own shadow and being scared of money is no different. There are things you can control and things you can’t, my mom always said, and she’s right. We can control our finances but only to a point – if we don’t have enough to pay for my son’s college education then he’ll just have to figure out how to get loans and scholarships like we all did. There’s nothing special about growing up in a middle class family nowadays and I shouldn’t worry about making sure my son has everything handed to him on a silver platter. It’s good for him to work for things he want, I think, and my husband agrees.

No comments: