Here is a site about http://www.personal-loans-lender.com that you might want to visit. It's called Bad Credit Personal Loans & Payday Loans. If you need money for an emergency, you can see if you qualify for a payday cash loan. It may be better than paying high interest rates on your credit card. The best part is that they state they can help people with poor credit to obtain a loan as well. As always, do your research and make sure you read the fine print. Every situation is different. This may be an excellent alternative for one person, but a bad one for another. Make sure you do your homework!